{"id":1548,"date":"2026-07-10T11:19:14","date_gmt":"2026-07-10T00:19:14","guid":{"rendered":"https:\/\/excelsiorhousing.com.au\/franklin\/?page_id=1548"},"modified":"2026-07-10T11:19:15","modified_gmt":"2026-07-10T00:19:15","slug":"how-funding-works","status":"publish","type":"page","link":"https:\/\/excelsiorhousing.com.au\/franklin\/?page_id=1548","title":{"rendered":"How Funding Works"},"content":{"rendered":"<h2 class=\"wp-block-heading\">Two different things, kept deliberately separate<\/h2>\n<p class=\"wp-block-paragraph\">NDIS housing funding can sound complicated, but it really comes down to two separate questions: <strong>where you live<\/strong> (the home itself) and <strong>who helps you day to day<\/strong> (your support). Excelsior provides the first. You choose the second.<\/p>\n<div class=\"fund-compare\"><div class=\"fund-card\"><span class=\"fund-tag\">SDA<\/span><h3>Specialist Disability Accommodation<\/h3><p>SDA funding pays for the <strong>physical home<\/strong> \u2014 its accessible design, build quality and special features. It is for participants with extreme functional impairment or very high support needs who meet the NDIS SDA criteria.<\/p><ul><li>Funded through your NDIS plan, paid to the SDA provider (us)<\/li><li>Covers the home itself, not your day-to-day support<\/li><li>Comes in four design categories: Improved Liveability, Fully Accessible, Robust and High Physical Support<\/li><\/ul><\/div><div class=\"fund-card\"><span class=\"fund-tag\">SIL<\/span><h3>Supported Independent Living<\/h3><p>SIL funding pays for the <strong>support workers<\/strong> who help with daily tasks \u2014 cooking, personal care, community access and more. It is delivered inside the home by a provider of your choice.<\/p><ul><li>Funded separately in your NDIS plan, paid to your SIL provider<\/li><li>You choose your SIL provider \u2014 it does not have to be us or linked to us<\/li><li>Can be combined with an SDA home, or used in a non-SDA rental<\/li><\/ul><\/div><\/div>\n<p class=\"wp-block-paragraph\">Because the home and the support are funded and delivered separately, you always keep choice and control over who supports you \u2014 even while living in an Excelsior home.<\/p>\n<h2 class=\"wp-block-heading\">What rent looks like (RRC)<\/h2>\n<p class=\"wp-block-paragraph\">Whether or not your home is SDA-funded, every tenant pays a contribution towards their rent and living costs. We call this the <strong>Reasonable Rent Contribution (RRC)<\/strong>. It is set using a standard NDIS formula, not by us, so it&#8217;s consistent and fair:<\/p>\n<div class=\"fund-example\"><h3>The RRC formula<\/h3><div class=\"fund-row\"><span>25% of your Disability Support Pension (or equivalent base income)<\/span><strong>+<\/strong><\/div><div class=\"fund-row\"><span>100% of any Commonwealth Rent Assistance you receive<\/span><strong>=<\/strong><\/div><div class=\"fund-row fund-total\"><span>Your fortnightly Reasonable Rent Contribution<\/span><strong>RRC<\/strong><\/div><p class=\"fund-note\">This is the standard formula used across the NDIS \u2014 it is illustrative here, not a quote. Your RRC moves automatically with your pension, and we will calculate your exact figure with you before you sign anything. If your home is SDA-funded, the SDA price itself is paid separately by your NDIS plan, on top of your RRC.<\/p><\/div>\n<h2 class=\"wp-block-heading\">Getting started<\/h2>\n<div class=\"steps\"><div class=\"step\"><span class=\"num\">1<\/span><h3>Tell your Support Coordinator<\/h3><p>Let your LAC or Support Coordinator know you are looking for SDA or SIL housing as early as possible \u2014 funding approval can take time.<\/p><\/div><div class=\"step\"><span class=\"num\">2<\/span><h3>Get a housing needs assessment<\/h3><p>An Occupational Therapist or your Support Coordinator assesses your support needs to confirm what SDA design category fits, if any.<\/p><\/div><div class=\"step\"><span class=\"num\">3<\/span><h3>Find a home<\/h3><p>Browse our current vacancies or upcoming developments, and reach out \u2014 we will check eligibility and fit together.<\/p><\/div><div class=\"step\"><span class=\"num\">4<\/span><h3>Choose your supports<\/h3><p>Pick the SIL or support provider that is right for you, separate from your choice of home.<\/p><\/div><\/div>\n<h2 class=\"wp-block-heading\">Common questions<\/h2>\n<details class=\"wp-block-details acc is-layout-flow wp-block-details-is-layout-flow\"><summary>How long does SDA funding approval take?<\/summary><p class=\"wp-block-paragraph\">It can take up to 12 months from start to finish for SDA funding to be approved, though this varies by participant. SIL approval is often faster. Starting the conversation with your Support Coordinator early makes the biggest difference.<\/p><\/details>\n<details class=\"wp-block-details acc is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I have to use your SIL provider?<\/summary><p class=\"wp-block-paragraph\">No. We provide the housing only \u2014 you are always free to choose your own SIL or support provider, whether or not they have an existing relationship with us.<\/p><\/details>\n<details class=\"wp-block-details acc is-layout-flow wp-block-details-is-layout-flow\"><summary>Does my RRC change over time?<\/summary><p class=\"wp-block-paragraph\">Yes \u2014 because it is calculated from your pension and rent assistance, your RRC adjusts automatically when those amounts change. We will always let you know in advance.<\/p><\/details>\n<details class=\"wp-block-details acc is-layout-flow wp-block-details-is-layout-flow\"><summary>What if I am not sure whether I am eligible for SDA?<\/summary><p class=\"wp-block-paragraph\">That&#8217;s completely normal \u2014 SDA eligibility depends on an individual assessment, not just a diagnosis. Your Support Coordinator or LAC can help arrange the right assessment, and we&#8217;re happy to talk through what we typically see.<\/p><\/details>\n","protected":false},"excerpt":{"rendered":"<p>A plain-language guide to SDA, SIL and what rent actually looks like.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-funding.php","meta":{"footnotes":""},"class_list":["post-1548","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Funding Works - Excelsior Housing<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Funding Works - Excelsior Housing\" \/>\n<meta property=\"og:description\" content=\"A plain-language guide to SDA, SIL and what rent actually looks like.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/excelsiorhousing.com.au\/franklin\/?page_id=1548\" \/>\n<meta property=\"og:site_name\" content=\"Excelsior Housing\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ExcelsiorHousing\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-10T00:19:15+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/excelsiorhousing.com.au\\\/franklin\\\/?page_id=1548\",\"url\":\"https:\\\/\\\/excelsiorhousing.com.au\\\/franklin\\\/?page_id=1548\",\"name\":\"How Funding Works - 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